Employee Benefits

As the third largest line item on most P&Ls, the rising cost of employee benefits is of major concern to most every company. Because of this, benefit discussions are migrating from the breakroom to the boardroom. Any decent benefits consultant should be able to cut costs by shopping your plan, changing your plan design, or adjusting employee contributions. But what you deserve, and what we deliver, are creative and sustainable strategic measures which effectively “bend the cost curve” for the long haul.

Greatly exacerbated since the inception of the Patient Protection and Affordable Care Act (PPACA), employer concerns are well warranted around new taxes and fees, additional reporting requirements, increased Department of Labor audits, and a host of fines levied for failure to provide coverage that meets minimum standards. What you deserve, and what we deliver, is a first and last place to look for guidance on these and other compliance issues.

Benefits administration systems can improve the management of your workforce while reducing HR manpower, centralizing activities and eliminating errors. And rapid advancements in enrollment platforms can vastly improve plan design, employee participation and satisfaction, compliance, forecasting and even cost containment. What you deserve, and what we deliver, are vetted, platform-agnostic solutions for the digital age and an increasingly mobile-savvy workforce.

• Medical
• Dental
• Term Life
• Accidental Death and Dismemberment (AD&D)
• Long-Term Disability
• Short-Term Disability
• Vision

• Group
• Individual
• Supplemental Life
• Long-Term Disability
• Short-Term Disability
• Long-Term Care
• Supplemental Accidental Death and Dismemberment (AD&D)

• Long-Term Disability
• Short-Term Disability
• Critical Illness
• Whole Life
• Term Life
• Accident
• Accidental Death and Dismemberment (AD&D)
• Long-Term Care
• Hospital Indemnity